Instant Personal Loan at Lowest Interest Rate.

LokSuvidha Finance provides hassle-free personal loan up to Rs. 1 lac with minimal documents to meet all your expense needs. Interest rate ranges from 14% to 24%.

Quick steps to apply for a LokSuvidha personal loan up to Rs. 1 lakh

Apply for Personal Loan

Make your dreams a reality by applying now using the LokSuvidha personal finance online.

Girl using a phone and imagining to where she use a personal loan

Why Personal Loan?

It is a type of loan that can be used for a variety of purposes, such as paying for urgent expenses, or financing a major purchase for instance:



Medical Expenses

Home Renovation

Personal Loan EMI Calculator

You can use the Personal Loan EMI Calculator of LokSuvidha to calculate your EMI.

Two columns

Personal Loan EMI Calculator


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Steps to Get Personal Loan

The LokSuvidha mobile app allows you to easily apply for a loan of up to Rs. 1 lakh by following the steps given below.

Submit required documents and check if you are eligible for a loan within minutes.

1. Check Loan Eligibility

Once you are eligible, choose the loan amount and tenure to proceed further.

2. Choose Tenure

Upload your required documents to verify your details.

3. Upload KYC Documents

After verification and loan agreement signing, the disbursement amount will be credited to your account.

4. Amount Disbursed

1. Check Loan Eligibility
2. Choose Tenure
3. Upload KYC Documents
4. Amount Disbursed

Our Happy Customers

We strive to provide exceptional service that helps to our customer’s expectations.

Personal Loan Customer - LokSuvidha Finance

The loan process is very smooth. I will recommend you take a loan from LokSuvidha Finance.

Mahesh Awargand

LokSuvidha Personal Loan Customer

LokSuvidha provides me loans at low interest without hassle. Will recommend it to everyone.

Khan Arbaz Razzak


This is the one-stop destination for instant loans, you should apply for a loan here.

Shravan Dhanvan Chavan

Frequently Asked Questions

Do you have any questions regarding personal loans? find the relevant answers below.

What is a personal loan?

Personal loan is an unsecured loan which means it doesn’t require collateral or any security, you can easily avail loan with minimal documents. Using personal loans you can cover your urgent expenses without hassle. To learn more about important things to consider before applying for a loan, click here.

What documents are required to get a personal loan?

To avail this loan you need to submit minimal documents given below: For KYC:

  • PAN card
  • Aadhar card
For Income Proof:
  • Salary Slip/ITR
  • Bank Statement (Last 3 months)

What is the minimum and maximum loan that can be availed?

You can take a minimum loan of Rs. 10,000 and a maximum of Rs.1,00,000 from Loksuvidha finance.

I am self-employed, can I get a personal loan from Loksuvidha?

Yes, Loksuvidha offers personal loans to self-employed as well, you just have to fulfill the eligibility criteria mentioned below.

  • Minimum monthly income should be Rs. 15,000 or more than that.
  • Your income should be credited to your bank account.
  • Credit score should be minimum 650 or more
  • Nationality should be Indian
  • Your age should be between 21 – 65 years
What is the minimum credit score required to apply for a personal finance?

You must have a minimum credit score of 650 to avail the Loksuvidha Personal Loan.

What is the rate of interest of LokSuvidha personal loan?

Many things are considered for calculating your interest rate, such as your credit score, prior loans & their repayment history etc. LokSuvidha interest rate ranges between 14% to 24% p.a. on your principal loan amount.

I am paid in cash, can I still get a loan?

As of now we cannot give you a loan. Customers whose salary is directly deposited in their bank account are eligible.