Get Personal Loan up to ₹ 1 Lakh Instantly with No Hassle!

LokSuvidha Personal Loan App helps you to manage your emergency fund needs, anytime anywhere, with a single click. 

Get an instant loan at a low-interest rate without hassle.

LokSuvidha instant personal loan at a low-interest rate with quick disbursal

What makes us Different

We have focused on providing you with the best experience in obtaining loan for your financial needs.

Easy Apply

You can apply for a loan directly from your phone. Simply click on apply and get quick fund support.

Minimal Documents

The process is simple and hassle free, you just need to upload your selfie and KYC.

Instant Disbursement

Once you complete the process, we verify your details and disburse your loan instantly.

Low Interest Rates

We offer instant personal loans at low-interest rates based on your credit score and repayment records.

Download Our Mobile App Today!

Instant Personal Loan

Personal Loan App - LokSuvidha

How LokSuvidha Personal Loan Simplifies Your Life

Use the LokSuvidha loans, to cover your urgent expenses like marriage, medical emergencies, education, travel, and many more.

Marriage

Finance your dream wedding without any financial stress.

Travel

Explore the world, make memories and experience new cultures.

Medical

Get the medical attention you need, when you need it.

Home Renovation

Upgrade your living space with our home renovation loan.

Electronic Products

Get the latest gadgets and appliances with affordable financing.

Education

Achieve your academic goals and open doors to new opportunities.

Personal Loan EMI Calculator

You can use the Personal Loan EMI Calculator of LokSuvidha to calculate your EMI.

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Personal Loan EMI Calculator

Summary

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Have Any Questions?

You need a loan suddenly but have some questions in your mind? Let’s know the answer to all your questions below.

What is a personal loan?

Personal loan is an unsecured loan which means it doesn’t require collateral or any security, you can easily avail loan with minimal documents. Using personal loans you can cover your urgent expenses without hassle.

What documents are required to get a personal loan?

To avail this loan you need to submit minimal documents like your 

  • PAN card
  • Aadhar card
  • Driving license 
  • Address proof
What is the minimum and maximum loan that can be availed?

You can take a minimum loan of Rs. 10,000 and a maximum of Rs.1,00,000 from Loksuvidha finance.

I am self-employed, can I get a personal loan from Loksuvidha?

Yes, Loksuvidha offers personal loans to self-employed as well, you just have to fulfill the eligibility criteria mentioned below.

  • Minimum monthly income should be Rs. 15,000 or more than that.
  • Your income should be credited to your bank account.
  • Credit score should be minimum 650 or more
  • Nationality should be Indian
  • Your age should be between 21 – 55 years
What is the minimum credit score required to apply for a personal loan?

You must have a minimum credit score of 650 to avail the Loksuvidha Personal Loan.

What is the rate of interest of LokSuvidha personal loan?

Many things are considered for how much rate of interest you will get, such as your credit score, your credit history or how much loan you have taken before and how you paid your previous loans. Ideally LokSuvidha charged at the rate of interest between 14% to 24% p.a. on your principal loan amount.

I got a reduction in salary this month as compared to last month, am I still eligible for the loan?

Yes, you can still apply for the loan, our loan verification team can get you the loan from your previous salary slips.

My salary comes in cash, can I still get a loan?

Right now we cannot give you a loan, we only give loans to those whose salary is directly deposited in their bank account from the name of their employer.

Frequently Asked Questions

Find answer to all your loan related queries below.

What is a personal loan?

Personal loan is an unsecured loan which means it doesn’t require collateral or any security, you can easily avail loan with minimal documents. Using personal loans you can cover your urgent expenses without hassle.

What documents are required to get a personal loan?

To avail this loan you need to submit minimal documents given below:

For KYC:

  • PAN card
  • Aadhar card

For Income Proof:

  • Salary Slip/ITR
  • Bank Statement (Last 3 months)
What is the minimum and maximum loan that can be availed?

You can take a minimum loan of Rs. 10,000 and a maximum of Rs.1,00,000 from Loksuvidha finance.

I am self-employed, can I get a personal loan from Loksuvidha?

Yes, Loksuvidha offers personal loans to self-employed as well, you just have to fulfill the eligibility criteria mentioned below.

  • Minimum monthly income should be Rs. 15,000 or more than that.
  • Your income should be credited to your bank account.
  • Credit score should be minimum 650 or more
  • Nationality should be Indian
  • Your age should be between 21 – 65 years
What is the minimum credit score required to apply for a personal loan?

You must have a minimum credit score of 650 to avail the Loksuvidha Personal Loan.

What is the rate of interest of LokSuvidha personal loan?

Many things are considered for calculating your interest rate, such as your credit score, prior loans & their repayment history etc. LokSuvidha interest rate ranges between 14% to 24% p.a. on your principal loan amount.

I am paid in cash, can I still get a loan?

As of now we cannot give you a loan. Customers whose salary is directly deposited in their bank account are eligible.