What makes us Different
We have focused on providing you with the best experience in obtaining loan for your financial needs.
How LokSuvidha Personal Loan Simplifies Your Life
Use the LokSuvidha loans, to cover your urgent expenses like marriage, medical emergencies, education, travel, and many more.
Steps to get Started
Follow the steps below to avail a personal loan and get a loan of up to 1 lakh with ease.
1. Download the app
2. Upload Documents
3. Get Instant Disbursement
Personal Loan EMI Calculator
You can use the Personal Loan EMI Calculator of LokSuvidha to calculate your EMI.
Personal Loan EMI Calculator
Summary
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- Instant Personal Loan
- Low Rate of Interest
- Quick Disbursal
For IOS :
For Android :
What We Have Achieved
The numbers speak for themselves…
Loan Disbursed
Customers
Cities Covered
Active States
Services for your Financial Needs
We are one of the leading fintech companies that offers Personal Loan, Two Wheeler Loan and E- rickshaw Loan with hassle-free lending process at modest interest rates.
Have Any Questions?
You need a loan suddenly but have some questions in your mind? Let’s know the answer to all your questions below.
Personal loan is an unsecured loan which means it doesn’t require collateral or any security, you can easily avail loan with minimal documents. Using personal loans you can cover your urgent expenses without hassle.
To avail this loan you need to submit minimal documents like your
- PAN card
- Aadhar card
- Driving license
- Address proof
You can take a minimum loan of Rs. 10,000 and a maximum of Rs.1,00,000 from Loksuvidha finance.
Yes, Loksuvidha offers personal loans to self-employed as well, you just have to fulfill the eligibility criteria mentioned below.
- Minimum monthly income should be Rs. 15,000 or more than that.
- Your income should be credited to your bank account.
- Credit score should be minimum 650 or more
- Nationality should be Indian
- Your age should be between 21 – 55 years
You must have a minimum credit score of 650 to avail the Loksuvidha Personal Loan.
Many things are considered for how much rate of interest you will get, such as your credit score, your credit history or how much loan you have taken before and how you paid your previous loans. Ideally LokSuvidha charged at the rate of interest between 14% to 24% p.a. on your principal loan amount.
Yes, you can still apply for the loan, our loan verification team can get you the loan from your previous salary slips.
Right now we cannot give you a loan, we only give loans to those whose salary is directly deposited in their bank account from the name of their employer.
Frequently Asked Questions
Find answer to all your loan related queries below.
Personal loan is an unsecured loan which means it doesn’t require collateral or any security, you can easily avail loan with minimal documents. Using personal loans you can cover your urgent expenses without hassle.
To avail this loan you need to submit minimal documents given below:
For KYC:
- PAN card
- Aadhar card
For Income Proof:
- Salary Slip/ITR
- Bank Statement (Last 3 months)
You can take a minimum loan of Rs. 10,000 and a maximum of Rs.1,00,000 from Loksuvidha finance.
Yes, Loksuvidha offers personal loans to self-employed as well, you just have to fulfill the eligibility criteria mentioned below.
- Minimum monthly income should be Rs. 15,000 or more than that.
- Your income should be credited to your bank account.
- Credit score should be minimum 650 or more
- Nationality should be Indian
- Your age should be between 21 – 65 years
You must have a minimum credit score of 650 to avail the Loksuvidha Personal Loan.
Many things are considered for calculating your interest rate, such as your credit score, prior loans & their repayment history etc. LokSuvidha interest rate ranges between 14% to 24% p.a. on your principal loan amount.
As of now we cannot give you a loan. Customers whose salary is directly deposited in their bank account are eligible.
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