At Lok Suvidha Finance Ltd., we offer comprehensive Portfolio Management Services (PMS) to leading financial institutions, including banks, NBFCs, and other lending organizations. Our services are designed to enhance portfolio performance, improve asset quality, and ensure efficient lifecycle management of loan accounts.

With deep domain expertise in retail and vehicle finance, we manage portfolios across their entire lifecycle—from sourcing support and credit assessment to collections, recovery, and closure. Our strong on-ground presence, technology-driven processes, and data-backed insights enable us to deliver consistent and scalable results.

We work closely with our partners to customize strategies based on portfolio characteristics, geography, and risk profiles. Our focus remains on maximizing recoveries, minimizing delinquencies, and maintaining high standards of compliance and customer engagement.

Offerings under End-to-end loan portfolio management

• Sourcing of borrowers (e.g., from vehicle dealerships for Vehicle Loans)
• Underwrting / Credit Assessment Services, Scorecard based Straight through processing (STP) Systems
• Field investigation and customer verification
• Customer EMI Collection via Banking Channels via eNACH/UPI Mandates.
• Collections and recovery management (early bucket to write-off)
• Skip tracing and resolution support
• Data analytics and performance monitoring
• Process optimization and compliance adherence

Backed by experienced teams and a robust operational framework, Lok Suvidha Finance Ltd. is a trusted partner for institutions seeking reliable and efficient portfolio management solutions.

Some of our marquee clients for these services are:

• ICICI Bank
• L&T Finance 
• Northern Arc Capital Ltd
• SK Finance Ltd
• Incred Financial Services
• Ecofy Finance